Certificates of Deposit (CDs)

Open a CD for as little as $500 and get a locked interest rate well above savings rates. The funds are federally insured.

  • Greater interest than savings
  • Interest rate locked for term
  • Terms available from 3 months to 5 years
  • Interest penalty for early withdrawal
  • $500 minimum deposit to open
  • Deposit additional funds at renewal
  • Automatically roll over after term if desired

Check out our current rates.

Large-deposit investors can utilize CDARS through First National Bank to maintain full FDIC insurance on CD investments well above the $250,000 limit.